Saturday, July 23, 2011

4 Steps to REALLY saving money!

One of the question that I get asked the most is "How can I say money?" My answer, believe it or not, is not "Use Coupons." My answer is get a budget, then we'll talk coupons. Here are four easy steps to get you started.

4 Steps to REALLY saving money:
  1. Budget:A budget helps keep you responsible for your spending and leads to less frivolous purchases. Don't have a budget? Look at what you normally spend each pay period and that is the budget you should start with. Re-evaluate your budget every 2 months and make adjustments as necessary.
  2. Shop at Home: Shop from your pantry, freezer and stockpile first
  3. Needs vs. Wants: Have a NEEDS List and a WANTS List. The NEEDS are your priority even if there is no sale or coupons. These are the things you must have for your family to make it this week! DO NOT start stockpiling until you've met your NEEDS each week!
  4. Stockpile: After you've met your NEEDS it's time to stockpile! Use your remaining budget to stockpile products your family uses the most. Remember that brand loyalty is out the window! Your goal is to save money!

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